Want to save $$$??
We can reduce your Credit Card
costs!
Don't Wait - Call us NOW  
1-877-858-9010
or
Steve at
1-800-664-4969
We not only will help you process
the credit cards. We also have a
variety of machines to meet your
needs!
This is the Omni VX510 LE, one of
the many machines we have for our
customers. Click here to see more
machines!
We Know About Credit Cards
Merchant's Choice Card Services for Campgrounds


Since the early 1980s, all credit card processing has been done
electronically.   Formerly, merchants did transactions manually, mailed in
the credit card receipts,  and checks were sent directly into their designated
bank account.  This process  could take up to 2 weeks.  Now credit card
transactions are transferred  electronically into local banks, generally within
36 hours.  To accomplish this, POS  terminals are used.  

The industry has become so refined that terminals now can be used to
swipe credit cards, banking cards (debit cards), gift cards and even checks
themselves.  Each merchant must determine which of the services suits
them, and processing banks designate sales organizations  to assist
businesses in making that determination and to assist in the initialization of
the merchant’s credit card business.

Transactions are usually accomplished by swiping a card through the
terminal or manually entering card information, and then entering the
amount of the sale and having the customer sign the credit card receipt if
possible.  The terminal makes a call to the bank which electronically
handles the transaction.

Banks have established rates for these swiped transactions and compete
for merchant’s businesses by offering low rates.  Swiped transactions are
called “qualified transactions” and our basic rate is 1.74% or lower to
Campground Association members, on swiped transactions.

BUT IT ISN'T ONLY ABOUT RATES. Methodology by Campground
Owners can also save money on transactions. Campgrounds do a large
amount of credit card business on the phone, by mail or over the internet,
particularly when they take reservations,where swiping credit cards is not
possible.  When this occurs, the processing bank does not get the
information of the customer, which is contained on the credit card’s
magnetic strip.  This is called a non-swipe transaction or non-qualified
transaction, and most banks will double the rate of a swiped transaction.
There are ways to minimize this cost to the business owner.  Our rate is one
of the lowest in the US!  We also offer what the industry calls Interchange
Plus rates. These are the rates offered by Visa, Mastercard and Discover to
processing banks.  The "Plus" are the profits processing banks charge
against these rates. We will work with each campground to determine the
best available package for them. We can set you up to accept credit cards
(or reduce your rates, if you already do) in just a few business days. We
offer many additional services and information on how to save money on
your credit card and debit card transactions.

Please view the "about us" page to see some of the campground
organizations that have benefited from our services! Although we specialize
in campgrounds, we have many merchant customers in both sales and
service businesses that are unrelated to campgrounds. For details, call us
at (570) 966-5700 or 877-858-9010
If you already have
equipment, we can
reprogram it at no
cost. If it isn't broken,
we don't fix it!

WARNING:
If you are using a computer for transactions, you
should be aware that X-CHARGE  is a proprietary
software owned by 1 processor. For flexibility in
your processing bank try: PC CHARGE; IC
VERIFY or AUTHORIZE.NET
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