We not only will help you
process the credit cards. We
also have a variety of machines
to meet your needs!
This is the Omni 3730 LE, one of
the many machines we have for
our customers. Click
here to see
more machines!
About credit card purchases:
Merchant's Choice Card Services for Campgrounds
Since the early 1980s, all credit card processing has been done electronically.  
Formerly, merchants did transactions manually, mailed in the credit card receipts,
and checks were sent directly into their designated bank account.  This process
could take up to 2 weeks.  Now credit card transactions are transferred
electronically into local banks, generally within 36 hours.  To accomplish this, POS
terminals are used.

The industry has become so refined that terminals now can be used to swipe credit
cards, banking cards (debit cards), gift cards and even checks themselves.  Each
merchant must determine which of the services suits them, and processing banks
designate sales organizations  to assist businesses in making that determination
and to assist in the initialization of the merchant’s credit card business.

Transactions are usually accomplished by swiping a card through the terminal or
manually entering card information, and then entering the amount of the sale and
having the customer sign the credit card receipt if possible.  The terminal makes a
call to the bank which electronically handles the transaction.

Banks have established rates for these swiped transactions and compete for
merchant’s businesses by offering low rates.  Swiped transactions are called
“qualified transactions” and our rate is 1.79% or lower to Campground Association
members, on swiped transactions – the lowest rates available in the U.S.!  BUT IT
ISN'T ONLY ABOUT RATES.  
Methodology by Campground Owners can also save
money on transactions.

Campgrounds do a large amount of credit card business on the phone, by mail or
over the internet, particularly when they take reservations,where swiping credit cards
is not possible.  When this occurs, the processing bank does not get the
information of the customer, which is contained on the credit card’s magnetic strip.  
This is called a non-swipe transaction or non-qualified transaction, and most banks
will double the rate of a swiped transaction. There are ways to minimize this cost to
the business owner.  Again, our rate is one of the lowest rates available in the U.S.!  
We will work with each campground to determine the best available package for
them. We can set you up to accept credit cards (or reduce your rates, if you already
do) in just a few business days. We offer many additional services and information
on how to save money on your credit card and debit card transactions.

Please view the "about us" page to see some of the campground organizations that
have benefited from our services! Although we
specialize in campgrounds, we have
many merchant customers in both sales and service businesses that are unrelated
to campgrounds. For details, call us at (570) 966-5700 or 877-858-9010
Counter
If you already have
equipment, we can
reprogram it
at no
cost.
If it isn't broken,
we don't fix it!

WARNING:
If you are using a computer for transactions,
you should be aware that X-CHARGE  is a
proprietary software owned by 1 processor.
For flexibility in your processing bank try: PC
CHARGE; IC VERIFY or AUTHORIZE.NET
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